Africa's most trusted digital collateral platform. Secure, fast asset-backed lending & P2P micro-investments.
Join 10,000+ Nigerians on the waitlist
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Stay up to date with the latest features and platform enhancements from PawnMe — built to help you access credit and invest securely.
Our peer-to-peer lending platform will go live, allowing users to borrow against their assets and investors to fund loans for attractive returns.
We're introducing an AI-powered appraisal tool that will give you an instant valuation of your items, so you know how much you can borrow.
Open the app and complete quick KYC with selfie and BVN verification.
Enter item details (brand, model, condition) to get preliminary quote.
Meet verified agent or visit partner location for mandatory physical check.
Funds instantly disbursed to your bank account after approval.
Transformative client experiences from all around Nigeria.
I needed cash for inventory. PawnMe gave me ₦200k for my iPhone 13, and I got it back next month. Simple.
— Chioma O.,SME Owner, Lagos
As a lender, I love the security. I know the item exists because PawnMe verifies it.
— Titi A.,Investor
Fastest way to get a loan without begging banks. The pickup agent was professional.
— Emeka N.,Freelancer
Your questions, answered.
If you default, your item is sold in our marketplace to recover the loan. You will not face harassment or legal action, but you will lose the item.
We operate from 28 Pade Odanye Close, Ikeja, Lagos. However, all transactions are digital.
Yes, we accept items with minor damage, but the valuation will be adjusted accordingly.
Yes. From the moment our agent picks it up, your item is fully insured by AIICO Insurance.
We are available for questions, feedback, or collaboration opportunities. Let us know how we can help!