Africa's Most Trusted Digital Collateral Platform

Your Valuables, Your Financial Stability

A Fintech Platform for Secure, Fast, Asset-Backed Lending & P2P Micro-Investments. Turn your valuables into instant financial opportunities with dignity and trust.

10,000+
Happy Customers
15%
Annual Returns
24h
Fast Payout

Democratizing Access to Financial Freedom

To simplify short-term lending by creating a trusted platform where individuals can leverage their valuables for instant cash, while giving lenders a transparent and profitable investment channel.

Our Vision

To become Africa's most trusted digital collateral and micro-lending ecosystem empowering millions of Africans with fair, fast, and secure access to finance.

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Financial empowerment and community

Our Core Values

Building Trust Through Excellence and Innovation.

The principles that guide every decision we make and build the foundation of trust with our customers.

Transparent Pricing

100%

Transparent Pricing

No hidden fees, no confusing jargon, and no surprises. You always know exactly what your item is worth.

Fast Payout

24h

Fast Payout

We know that when you need cash, you need it now. Our tech stack is built to approve and process payouts in minutes, not days.

Blockchain Security

Bank-Grade

Blockchain Security

Your assets and data protected with enterprise-level encryption, smart contracts, and secure storage facilities.

Empathy & Respect

Dignified

Empathy & Respect

We treat every customer with dignity. Financial needs are universal, and we are here to support you, not judge you.

Competitive Returns

15%

Competitive Returns

Get fair market valuations and competitive rates that make your assets work for you, not against you.

Team

Our Leadership Team

The visionaries behind PawnMe's mission to democratize access to financial freedom through innovative technology and customer-centric solutions.

Augustine Clinton James

Augustine Clinton James

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Katusiime Edlynn Kugonza

Katusiime Edlynn Kugonza

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Reformer Olah Ejembi

Reformer Olah Ejembi

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CTO (Chief Technical Officer)Learn More
PawnMe Solution

Solving Africa's Financial Access Crisis

Millions of Africans face financial emergencies. Traditional options fail both borrowers and lenders.

100% Digital Process

No more physical visits or paperwork.

Skip bank requirements, high interest loan apps, and begging friends/family. Complete KYC, submit item details, get verified, and receive cash—all from your smartphone.

Start Borrowing
Digital banking on smartphone

Ready to unlock the value of your assets?

Get a free, no-obligation quote in under 5 minutes

5 Minutes
Get Your Quote
24 Hours
Receive Your Cash
100% Secure
Your Data & Assets

Join 10,000+ Nigerians who have already discovered the PawnMe difference. No credit card required. No hidden fees. Just fast, fair access to cash when you need it.