A Fintech Platform for Secure, Fast, Asset-Backed Lending & P2P Micro-Investments. Turn your valuables into instant financial opportunities with dignity and trust.
To simplify short-term lending by creating a trusted platform where individuals can leverage their valuables for instant cash, while giving lenders a transparent and profitable investment channel.
To become Africa's most trusted digital collateral and micro-lending ecosystem empowering millions of Africans with fair, fast, and secure access to finance.

Our Core Values
The principles that guide every decision we make and build the foundation of trust with our customers.

Transparent Pricing
No hidden fees, no confusing jargon, and no surprises. You always know exactly what your item is worth.

Fast Payout
We know that when you need cash, you need it now. Our tech stack is built to approve and process payouts in minutes, not days.
Blockchain Security
Your assets and data protected with enterprise-level encryption, smart contracts, and secure storage facilities.

Empathy & Respect
We treat every customer with dignity. Financial needs are universal, and we are here to support you, not judge you.

Competitive Returns
Get fair market valuations and competitive rates that make your assets work for you, not against you.
The visionaries behind PawnMe's mission to democratize access to financial freedom through innovative technology and customer-centric solutions.



Millions of Africans face financial emergencies. Traditional options fail both borrowers and lenders.
Skip bank requirements, high interest loan apps, and begging friends/family. Complete KYC, submit item details, get verified, and receive cash—all from your smartphone.
Start Borrowing
Get a free, no-obligation quote in under 5 minutes
Join 10,000+ Nigerians who have already discovered the PawnMe difference. No credit card required. No hidden fees. Just fast, fair access to cash when you need it.